Welcome to the world of the rent.
You are looking for rent? Is this your first rent? You do not know how to do it well and safely?
All questions you raise when you rent your home. All doubts you lose sleep… We solve them for you right now The definitive guide to rent.
First, basic information.:
The rental contract We solve them for you right now. For this contract is valid, It must be done following the guidelines of the new decree on urgent measures concerning rent.
Decree is in force since 6 March 2019, which introduces some changes to the Urban Leases Act.
1. Let's talk about your conditions.
In the event that your landlord is a legal person, you should ask these questions.
1.1Can I rent if I am self?
Of course you can, but:
- as long as you have a year of uninterrupted activity.
- No incidents have We solve them for you right now in files of type RAI Y ASNEF above 500 € coming from invoices or credit consumption.
- You must be current on payments Social Security and tax obligations arising from this.
1.2What conditions have to be to rent if I am employed person?
- An indefinite contract period equal or exceeding one year.
- A temporary contract, having contributed least, the last 12 months uninterruptedly.
- You should not have incidents We solve them for you right now in files of type RAI Y ASNEF above 500 € coming from invoices or credit consumption.
1.3What if I am a pensioner?
- You must provide income certificate of the corresponding body.
- No incidents have to be We solve them for you right now in files of type RAI Y ASNEF above 500 € coming from invoices or credit consumption.
1.4In the event that your landlord is an individual:
We solve them for you right now. We solve them for you right now, it is best that you go with clear accounts and to prove that you are solvent, if not, you can always carry a guarantee, we explain below. Note that, in recent years the real estate sector has been severely damaged and least want a landlord is running out to collect the monthly rent.
All in order?
Now, Most importantly, make sure you can pay long term. We solve them for you right now, Of course, payment of bills, not only rent.
First we will explain all about the REA.
The REA it is The ratio of effort Rent, that is to say, Part of our net income, that destine to pay the rent of our house.
The formula for you to calculate this data, it is, deduct all monthly expenses we spend on other payments and / or mortgages.
The REA, It should be less than the 40% of total net income holders to qualify for the rent directly. In the event that you are autonomous, according to taxable income tax of.
Having calculated this, We solve them for you right now, It's time to find the apartment that best suits your circumstances.
2. The search for the treasure.
Let's not fool ourselves, If we talk about the search for the treasure, It is because sometimes find a good floor is all in an eternal voyage to the Caribbean pirates.
If you're lucky and you find the first, Congratulations, but typically it is costing you several weeks and several visits. You must also make accountable for what will cost you live in one area or another.
You have to consider, among other things, the costs are going to assume, for example, the site to work.
The first step in this search is to give high on major real estate portals. Idealista, Fotocasa, Pisos.com, and our great Web page, where you can find rentals for all budgets. These pages provide advanced filters to choose the location, the type of floor, the price, etc
In addition to registration, Subscribe to the daily bulletins which may include stories that match your search.
The importance of the location where you look is clearly demonstrated by the price difference. Good areas and not so good areas. As you move away from the city center, prices go down. Vaóralo, Compensates you live away? Is there subway lines? You can walk to work?
And above all, you do not forget the cost of supplies. Water, light, gas, internet… All these expenses are up to you.
3. Legalities and other.
Bail.
According to the article 31.1 Law of Urban Leases, bail equivalent to 1 monthly payment of rental housing and two if the use is different from home. We solve them for you right now. We solve them for you right now additional warranty, which it is agreed by the parties to ensure compliance with the obligations of the contract, specified in Article 36.5 of the Act.
We solve them for you right now, provided it is regulated. This is necessary because it serves the public finances is satisfied that rental housing and, where appropriate, you can access the tax benefits to which you may be entitled.
A Bank Guarantee.
A bank guarantee, Just in case, It does not replace the deposit of bail. The collateral requirement is a possibility that you may have to provide greater security in renting. The endorsement is an endorsement of a third party on the committed payments. We may be talking about a personal guarantee, that it would be familiar to answer for you in case of a possible debt, or a bank guarantee, which it would be processed from a financial institution and for the same purpose.
Developments in the law of urban leases 2020
- The extension of the terms of the contract contemplates: Mandatory minimum duration leases is 5 years, 7 in the case of legal person. Accounts with a tacit extension of three years for individual, unless one of the parties expresses its desire not to renew. In the second case the extension will also be 3 years at least. In case of not wanting to follow, you have to notify with 60 days in advance, the owner with 4 months.
- The contract is not extinguished if the owner sells the floor. The purchaser of leased housing will subrogated to your rights and obligations during the 5 early years, 7 in case of legal person.
- The only income may be updated by the lessor or lessee on the date of each anniversary of validity of the contract. The deadline for the update is Price Index to the Consumer (IPC).
- The realization by the lessor after improvement works 5 O 7 years, We solve them for you right now, unless otherwise agreed, to raise the annual income, but may not exceed the increase of twenty percent of income force at the time.
- The real estate management and contract formalization expenses will be borne by the lessor when it is a legal person..
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We hope this has been helpful, if you have any question, you can ask whatever you want.
If you are thinking of buying an apartment, in this link we explain the whole process.